One has gone from pending to remains, 2 have gone from pending to updated?
Question: Did the debt pass hands twice ie did the person you wrote the check to give it to someone else then that person gave it to a 3rd party to collect on?
You are providing evidence of value that the appraiser did not take into account!
Whether you work with one of the Legitamate credit repair companies or you do it yourself, don't be complacent with just getting into your home.
niedziela, 3 lutego 2008
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So, then what recourse does someone have when dealing with an OC? I don't have any experience dealing with one that is still reporting an unpaid balance.
Hahahahaha, I didn't know my tendency for procrastination was so well-known already.
hi all, i am new here, so i'm not to hip on the lingo, so just bear with me!
Obviously I can't get the addresses removed until I get all my reports seperatley.
Hahahahaha, I didn't know my tendency for procrastination was so well-known already.
hi all, i am new here, so i'm not to hip on the lingo, so just bear with me!
Obviously I can't get the addresses removed until I get all my reports seperatley.
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Also, something I didnt think about...when I got all of my deletions, it opened up a huge hole in my report...I have 1 acct from 94 and nothing until 2000.
The funny thing is I sent a copy to the CRA telling them to delete the account.
We will be glad to help you, we just need more info.
I can post the full scope of the laws regulating cra's in tx if need be.
The funny thing is I sent a copy to the CRA telling them to delete the account.
We will be glad to help you, we just need more info.
I can post the full scope of the laws regulating cra's in tx if need be.
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I think the problem is going to be owing 8K, unless you plan on paying that off with the loan proceeds.
When I started last Oct, I was SO excited about CHOD....now...big whoopee...keep up your tactics and it will be CHODY...credit holiday onslaught of disputes YEARROUND, lol
Next week some time I will be recieving some long awaited back child support.
I would suggest having a broker run a DU and see what that does for you.
When I started last Oct, I was SO excited about CHOD....now...big whoopee...keep up your tactics and it will be CHODY...credit holiday onslaught of disputes YEARROUND, lol
Next week some time I will be recieving some long awaited back child support.
I would suggest having a broker run a DU and see what that does for you.
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Also, I have a car loan that I still owe $3000 on.
The time since your most recent past due payment is too recent or unknown
She said she deleted the incorrect personal infor and disputed the accounts for me.
That sounds like something I would like ot have...
The time since your most recent past due payment is too recent or unknown
She said she deleted the incorrect personal infor and disputed the accounts for me.
That sounds like something I would like ot have...
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This letter is being sent to you in response to your attached letter.
If I go into the states web site where do you go from there for compliance?
When I refi towards the end of this year, I will of owned this home for 3years. Sure wish it was on my credit though!!!!!! I've had ZERO lates on my mortgage ever .
A buddy of mine regularly bought cars on Autotrader and eBay Motors for $500-$800.
If I go into the states web site where do you go from there for compliance?
When I refi towards the end of this year, I will of owned this home for 3years. Sure wish it was on my credit though!!!!!! I've had ZERO lates on my mortgage ever .
A buddy of mine regularly bought cars on Autotrader and eBay Motors for $500-$800.
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Sorry if this has been rehashed before, but we're just starting this cleanup process, and any glimmer of hope is welcome.
I can acquire a gorgeous Victorian property that had it been in or near a major city would cost millions and I can get it for under 200k with good acreage Using business as the purchaser I m good to go.
threats of garnishment and attachment misrepresented those remedies by
But then again, on my transferred/sold student loan tradelines, it says:
I can acquire a gorgeous Victorian property that had it been in or near a major city would cost millions and I can get it for under 200k with good acreage Using business as the purchaser I m good to go.
threats of garnishment and attachment misrepresented those remedies by
But then again, on my transferred/sold student loan tradelines, it says:
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now you are on time and want a "second change" at a good credit report and will you please reverse the late payment reports?
Was told for normal orders, number ports can be done in 3 biz days or less....
Be advised that I do not believe the reported items are accurate, and I fully intend to use information you supply to challenge this information directly with the reporting entities.
When I was approved last week I received no call and received an email 2 days letter confirming my approval.
Was told for normal orders, number ports can be done in 3 biz days or less....
Be advised that I do not believe the reported items are accurate, and I fully intend to use information you supply to challenge this information directly with the reporting entities.
When I was approved last week I received no call and received an email 2 days letter confirming my approval.
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Otherwise, it would be an installment account, where you get credit extended to you, you pay it back, and upon it being paid off, the account is closed.
Sure...I'm aware of that...but that score is pretty high as well he has no derogs for over two years...that's why I am asking.
That's right kids; 15 removals in 1.5 months from TU
The sure thing is, you didn't do it, so it's not a consumer statement.
Sure...I'm aware of that...but that score is pretty high as well he has no derogs for over two years...that's why I am asking.
That's right kids; 15 removals in 1.5 months from TU
The sure thing is, you didn't do it, so it's not a consumer statement.
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The last three derogs on my reports are CC from FCNB, DMB, and Providian, they were being paid by Genus CCCS up until 4 months ago, I scraped together enough money to pay off all of the balances via A&S checks and I sent the A&S check to the billing disputes Dept.
Since you are trading out of an open auto loan, you can get approved for another loan. However because of the CO's and late pays, you will probably pay a higher rate.
I just pulled my 3 credit scores and credit report from Privacy Guard. I pulled my fico score about 3 months ago and it was 637. 3 weeks ago I had no choice but to get a new car. Carmax did the financing inquiries with mupltiple lenders and 4 inquires hit my report bringing the scores to 593 equifax 614 TU 615 exper. Loan doesn't show up yet. Im looking to get a house by Aug. so If you can answer a few ?'s I'd be grateful!
''The Iraq Survey Group represents a significant expansion of effort in the hunt for weapons of mass destruction as we build on the efforts that are ongoing,'' Dayton, director of operations for the Defense Intelligence Agency, told a Pentagon briefing.
Since you are trading out of an open auto loan, you can get approved for another loan. However because of the CO's and late pays, you will probably pay a higher rate.
I just pulled my 3 credit scores and credit report from Privacy Guard. I pulled my fico score about 3 months ago and it was 637. 3 weeks ago I had no choice but to get a new car. Carmax did the financing inquiries with mupltiple lenders and 4 inquires hit my report bringing the scores to 593 equifax 614 TU 615 exper. Loan doesn't show up yet. Im looking to get a house by Aug. so If you can answer a few ?'s I'd be grateful!
''The Iraq Survey Group represents a significant expansion of effort in the hunt for weapons of mass destruction as we build on the efforts that are ongoing,'' Dayton, director of operations for the Defense Intelligence Agency, told a Pentagon briefing.
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The credit-reporting companies will identify consumers who have bankruptcy notations on their files but who haven't filed for bankruptcy.
This may be old news but I read this on another site:
This is buying with emotion and I have been there myself.
no-one even looked at this post in the mtg forum!
This may be old news but I read this on another site:
This is buying with emotion and I have been there myself.
no-one even looked at this post in the mtg forum!
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When I called they stated most of them were done 2 weeks ago and they just got around to putting the results up.
We also have people who used serious tactics to remove the derogs, but still went back and paid the original debt, in many cases making up with the original creditor - to the extent that they were given a new account with that old creditor they had once stiffed.
I am willing to pay some experienced person from these boards to help me get organized and started. All of our negative credit is from three to four years ago late payments, paid collections, etc. No BK or judgements. I have sent some initial disputes to CB with some success but need more. I just need someone to help me frame my flow chart for dealing with the various types of negatives that I have.
It is also noteworth to mention that while spec home builders may make 6% or less, I can assure you custom home builders make much much more.
We also have people who used serious tactics to remove the derogs, but still went back and paid the original debt, in many cases making up with the original creditor - to the extent that they were given a new account with that old creditor they had once stiffed.
I am willing to pay some experienced person from these boards to help me get organized and started. All of our negative credit is from three to four years ago late payments, paid collections, etc. No BK or judgements. I have sent some initial disputes to CB with some success but need more. I just need someone to help me frame my flow chart for dealing with the various types of negatives that I have.
It is also noteworth to mention that while spec home builders may make 6% or less, I can assure you custom home builders make much much more.
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My other questions apply to disputing information on my credit report with the Credit Agencies.
USAA did ours at 6.5%, no down and amount of 17 k for refi and 39k for new truck a month later.
When I saw those words, I decided to take the bait, so I cut the computer volume down, and clicked the link.
At any rate, I just want to use the money to the best way, like you said, I'm fairly young, and still have alot of time left.
USAA did ours at 6.5%, no down and amount of 17 k for refi and 39k for new truck a month later.
When I saw those words, I decided to take the bait, so I cut the computer volume down, and clicked the link.
At any rate, I just want to use the money to the best way, like you said, I'm fairly young, and still have alot of time left.
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In August 1995, the Federal Trade Commission approved an agreement with Equifax concerning allegations of inaccuracy and mishandling of consumer credit records.
What's really funny is that Experian has me with a wife and I've never been married.
Then they give me a form to fill out and pay by visa or western union.
TL, good letter but we havent applied for a mortgage -- however, thanks for that address!
What's really funny is that Experian has me with a wife and I've never been married.
Then they give me a form to fill out and pay by visa or western union.
TL, good letter but we havent applied for a mortgage -- however, thanks for that address!
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Someone here, on another thread, listed the requirements for Generations.
When I came in as crofttk, I was immediately challenged by some of the senior members because I was suspected of being mycroft, someone who was viewed as trollish at the time !
Creditexpert-Experian showed a 2 point drop and Trans Union went down 1 point...then next day went up to 755.
My husband and I are looking for a second car for him to drive and we got approved first for the value of the car at 15% .
When I came in as crofttk, I was immediately challenged by some of the senior members because I was suspected of being mycroft, someone who was viewed as trollish at the time !
Creditexpert-Experian showed a 2 point drop and Trans Union went down 1 point...then next day went up to 755.
My husband and I are looking for a second car for him to drive and we got approved first for the value of the car at 15% .
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RJM and northland have pulled my report 8 times in the last 6 months. however, i do not have any collection accounts with them. it's hurting my credit because anyone who does a hard will see CA's pulling me. are they permitted to pull me like that if they are not reporting?
Any suggestions? I didn't know if since I had a perfect car history that it would help, especially since I am a temp.
If you don't want you ph # on your report, don't include it in your dispute.
Triple rewards every month...THAT is smart...no interest either.
Any suggestions? I didn't know if since I had a perfect car history that it would help, especially since I am a temp.
If you don't want you ph # on your report, don't include it in your dispute.
Triple rewards every month...THAT is smart...no interest either.
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Should be enough to get that "your utilization is way too high" reason off my reports.
You want to be able to get them on a violation if the itemize.
After trying the disputing thing , then research "Nutcase letter" here and at Creditnet.
But then they sent you a invest. result saying both remain, and a rep says one remained. OHhhhhhhhkkkkkkkk.
You want to be able to get them on a violation if the itemize.
After trying the disputing thing , then research "Nutcase letter" here and at Creditnet.
But then they sent you a invest. result saying both remain, and a rep says one remained. OHhhhhhhhkkkkkkkk.
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Remember, each system is set up differently...None of them have to share or have the same reporting details.
So, when it was removed, your credit history instantly shortened, and the result is loss of points.
It's really sad that I go through so much effort to educate people, and it's such a huge waste of time.
Merchants would rather clear them on less expensive, independent networks that use personal identification numbers, or PINs.
So, when it was removed, your credit history instantly shortened, and the result is loss of points.
It's really sad that I go through so much effort to educate people, and it's such a huge waste of time.
Merchants would rather clear them on less expensive, independent networks that use personal identification numbers, or PINs.
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