canada quick personal loans

When I called they stated most of them were done 2 weeks ago and they just got around to putting the results up.
We also have people who used serious tactics to remove the derogs, but still went back and paid the original debt, in many cases making up with the original creditor - to the extent that they were given a new account with that old creditor they had once stiffed.
I am willing to pay some experienced person from these boards to help me get organized and started. All of our negative credit is from three to four years ago late payments, paid collections, etc. No BK or judgements. I have sent some initial disputes to CB with some success but need more. I just need someone to help me frame my flow chart for dealing with the various types of negatives that I have.
It is also noteworth to mention that while spec home builders may make 6% or less, I can assure you custom home builders make much much more.